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Jim Muthart

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What is Mello-Roos?

What is my home worth?

Searching for Property, now made easy. Start here! Give me a call to see your selection in person.

House / Condo search form. To search for other property types, use the selector to the right.

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Contact: Jim Muthart, 209/602-8593,

For most people, buying real estate will be their largest and most important purchase of their lives. Unless you are a seasoned investor, it may be nerve racking. Having the right real estate agent is key to success. The right real estate agent should be familiar with the area and be willing to do what is necessary to make your purchase as easy as it can be. You need to make sure you know if the property has Mello-Roos and, if so, how much it is.

As a buyer, a real estate agent should not charge you a fee. In most all cases, a buyer's agent fee is paid by the seller. It is part of the agreement between the seller and the seller's agent at the time the home is listed. The seller pays this fee, even if the Seller's Agent brings the buyer. So, it is important that you find a buyer's agent to represent you, not the seller.

Your first step is to visit a loan agent to become pre-approved. They should be able to give you the loan amount of your approval, but it is more important to find the amount that will work with your budget. The two values normally do not match. Your approval amount could be above what your budget and lifestyle will accept. It is an easy and important step. The loan agent can be from a large or small bank, a credit union, or a loan broker. I prefer a loan broker, since they are able to represent many loan products. To compare loan agents, check out the fees charge. Get a Truth In Lending statement. They are required to give you one outlining the fees involved in obtaining a loan from their company.

Go ahead and search for homes using the tool at the top of this page. Research by reviewing property detail and pictures. Once you settle on the area you wish to investigate, give me a call. I will be able to arrange with the seller for you to view the interior. I could use your search perimeters to search for more homes that might meet your needs.

Now go ahead and search and enjoy this website.


Buying a home in Manteca is a great choice. Located in the Central Valley of California, Manteca provides a great place to live and play. Manteca is just about 1 1/2 hours from ocean beaches and the same from Yosemite National Park floor. As young a man, I once went snow skiing in the morning and then drove to enjoyed the sunset in Santa Cruz.

Manteca, like other communities, is made up of developments that bring style, parks, schools, and access to shopping and freeways. One important item a development will bring, is Mello-Roos. Which development is right for you, depends on what you want in a development. Some developments bring only single story homes or a mix between single and multi-story homes. Some surround a park or school, where others do not. The city started something a few years ago, where a central park is used for rain water drainage and recreation on dry days. Some combine school grounds with parks, making a large green belt of open space.

Manteca has a lot to offer its residents. Bass Pro Shop, Cost Co, Kohls, JC Penneys are just a few of the large shopping outlets available. For dining out, El Jardin, Red Robin, Apple Bees, just to name a few, are places to enjoy. Manteca offers a quality destination golf course with a conference center / wedding venue. Plenty to do.

Looking for homes, houses, or properties for sale in Manteca is not hard. First locate a qualified buyer's agent and use the search tool above.


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